Question 1

What is Ploutos?

Accepted Answer

Ploutos is a private-bank-style wealth OS that tracks net worth, income, expenses, investments, and financial independence progress in one place, with AI-powered insights.

Question 2

Which banks and assets does Ploutos support?

Accepted Answer

Ploutos supports Revolut, NBG, and Eurobank statement imports, plus crypto, ETFs like VUAA, cash, real estate, and startup equity.

Question 3

How does Ploutos calculate Financial Independence?

Accepted Answer

Ploutos uses your investable net worth, expected withdrawal rate, and monthly expenses to project FIRE date, with Monte Carlo simulations across 5, 10, and 20 year horizons.

Question 4

Is my financial data private?

Accepted Answer

Yes. Data is stored per-user with row-level security. Ploutos never sells data and connects to banks read-only via statement uploads.